Wanting to top up your State Pension? I’d buy this FTSE 100 dividend stock

first_img Image source: Getty Images. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Enter Your Email Address Simply click below to discover how you can take advantage of this. Prudent wealth management dictates that a person’s exposure to stocks should reduce as they approach retirement. Since no one wants their hard-earned money to be wiped out by a market crash just when they need it the most, I find it hard to argue with this. That said, I do think it’s worth retaining established, dividend-paying companies as a way of topping up the State Pension.As things stand, the latter is £168.60 per week for men born on or after 6 April 1951 and women born on or after 6 April 1953. While we all have different needs, I suspect that’s unlikely to be sufficient for a lot of people. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…One example of the sort of stock I’d hold to generate extra income would be defence giant BAE Systems (LSE: BA), even more so following today’s full-year figures. “Significant progress”  At a little over £18.3bn, revenue was up almost 9% on that achieved over 2018 and in line with the firm’s guidance. Operating profit also rose 18% to £1.9bn, motivating CEO Charles Woodburn to say that last year had been one of  “significant progress” for the company. Aside from these encouraging numbers, BAE also saw today as an opportunity to comment on how it is tackling its pension deficit — calculated as being £1.9bn last October.A one-off payment of £1bn would be paid “in the coming months” with another £240m paid-in over the year ending March 2020 and £250m more by 31 March 2021. Although unlikely to make headlines, signs that a company is addressing its obligations always gets a thumbs-up from me. Still good valueTaking into account today’s positive reaction from the market, BAE’s shares are 31% more expensive than they were this time last year (compared to the 3% rise in the FTSE 100). Even after such a great run, I still think there’s some value to be had.Looking ahead, the company has estimated that underlying earnings per share will grow by a mid-single-digit percentage in 2020. This leaves the shares on a forecast price-to-earnings (P/E) multiple of roughly 14.While not a ‘bargain’ valuation, this doesn’t feel like too much to pay, particularly as this prediction has been made without taking into account any (potentially positive) impact from acquisitions made by the firm in January. BAE also continues to have a strong backlog of orders, now valued at £45.4bn. To return to my earlier point, however, I think the shares are worth snapping up primarily for the income they generate. Consistent hikerToday, the company announced that it would pay its owners a final dividend of 13.8p per share. This brings the total cash return for 2019 to 23.2p — 4.5% higher than in the previous year (22.2p) — and gives a trailing yield of 3.5%.Cementing its status as a consistent dividend hiker, BAE plans to raise the payout once again in 2020. With analysts predicting 24p will be handed back, this would translate to a yield of 3.6% at the current share price. Aside from being a decent yield, this payout looks like being covered twice by profits. This suggests BAE is a far safer dividend pick compared to some of its top tier piers.Defence spending may be unpredictable (and investing in this industry may not be to everyone’s taste) but — seen purely from an income perspective — I continue to believe BAE is a solid choice for retirees.  See all posts by Paul Summers I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. “This Stock Could Be Like Buying Amazon in 1997”center_img Wanting to top up your State Pension? I’d buy this FTSE 100 dividend stock I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Paul Summers has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Paul Summers | Thursday, 20th February, 2020 | More on: BA Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Our 6 ‘Best Buys Now’ Shareslast_img read more

How I’d find cheap stocks to buy in today’s market

first_imgHow I’d find cheap stocks to buy in today’s market Enter Your Email Address Image source: Getty Images. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Today’s volatile stock market may cause many investors to avoid buying cheap stocks. They may determine that other assets with lower risks are a better option than companies that face challenging operating conditions in many cases.However, the track record of the stock market shows that buying undervalued shares can lead to high returns over the long run. As such, now could be the right time to purchase high-quality businesses that trade at cheap prices.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Here’s how you could achieve that goal, and in doing so, improve your financial prospects in the coming years.Identifying sectors with cheap stocksPerhaps the first step to take when seeking to find cheap stocks is to identify which sectors currently offer good value for money. Yes, the stock market has rebounded since the market crash. But some sectors continue to contain companies with extremely low valuations. In many cases, undervalued sectors have uncertain near-term outlooks. And these have caused investors to demand wide margins of safety.Clearly, some sectors may be cheap for good reason. They may be unable to fully recover from the challenges they face, for a start. And the business models of their members may prove obsolete due to changing consumer trends. However, by identifying sectors with near-term challenges and long-term recovery potential, you may be able to unearth a large number of good value stocks that can be added to your portfolio.Annual reportsBut be careful. Just as some sectors may be undervalued for good reason, some cheap stocks may have very undesirable future prospects. Accessing annual reports may help you to understand which companies offer recovery potential. And they may suggest which businesses may fail to experience a sustained rally in the coming years.Annual reports are free to access for any investor, and contain a vast amount of information about a business. Together with recent trading updates, they allow an investor to paint an accurate picture of the strengths and weaknesses of a business that can be used to value it. A buying opportunity may exist if its stock price is currently significantly below its intrinsic value.Relative pricingAt the present time, it is difficult to ascertain whether cheap stocks offer good value for money on a standalone basis. Their outlooks are opaque due to a challenging economic future.Therefore, it could be prudent to identify businesses that trade on lower valuations than their sector peers. Although no two businesses are ever identical, companies operating in the same sector and geographies are likely to face similar risks and growth opportunities. By comparing their prices, it may be possible to determine whether they offer investment appeal for the long term.Clearly, not all cheap stocks will deliver a successful recovery. However, the track record of the stock market suggests that buying a diverse range of businesses at low prices can lead to high returns in the long run. Our 6 ‘Best Buys Now’ Shares Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Peter Stephens | Monday, 3rd August, 2020 See all posts by Peter Stephens Simply click below to discover how you can take advantage of this. “This Stock Could Be Like Buying Amazon in 1997”last_img read more

The Rolls-Royce share price has doubled. Here’s what I’d do now

first_img Harvey Jones has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. Harvey Jones | Tuesday, 13th October, 2020 | More on: RR “This Stock Could Be Like Buying Amazon in 1997” Enter Your Email Address Our 6 ‘Best Buys Now’ Shares Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.center_img After a torrid year, the Rolls-Royce (LSE: RR) share price has doubled in just over a week. Investors have been piling in, as management secured the aircraft engineering group’s future with a new debt and rights issue.Those who bought the Rolls-Royce share price head of the rebound will be celebrating for spotting such a lucrative buying opportunity. Others will be wondering whether today is still a good time to buy, or whether they’ve left it too late.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…I’d urge would-be buyers to be careful. You may be arriving a little late to the party, and find a better buying opportunity if you’re patient.Naturally, the Rolls-Royce share price is still a lot cheaper than it was before the stock market crash, trading 75% lower. Naturally, there’s a very good reason for that.A risky rebound stockRolls-Royce generates most of its revenues from making aircraft engines. Sales have plunged as carriers grounded their fleets due to the global travel lockdown. As the second wave of coronavirus strikes, and fresh travel restrictions are introduced, the share price has looked very dicey indeed.Rolls-Royce isn’t just reliant on engine sales. The FTSE 100 group generates large revenues from its engine service packages, with maintenance charges based on the number of hours flown. That’s a problem when airlines aren’t flying at all.The company moved to bolster its balance sheet and underpin its share price by issuing a fully-underwritten £2bn rights issue, plus a new £3bn debt package. The British government added its heft, guaranteeing 80% of the first £1bn of debt for five years. Analysts reckon it should be enough to keep the group going, providing civil aviation headwinds ease by 2022. The Rolls-Royce share price got a further boost from plans to make £750m of cost savings over the next year or two. It should also raise another £2bn from planned disposals.It was enough to bring investors flying back. But what happens next is out of management’s hands. Basically, until we have a reliable vaccine and people can start flying again, its future remains insecure.I’d buy the Rolls-Royce share price, but not yetRoll-Royce has been spared from either total collapse, or full government bailout. That’s great, but I would be wary of buying it now. The time to buy the share price was before it doubled, rather than afterwards.When stocks suddenly fly like this one has just done, they often go through a period of retrenchment as interest wanes and passions cool. It is going to be a long winter, and there could be plenty more bad news ahead for the aviation sector. That’s when I’d buy into the Rolls-Royce share price.You may feel like you’ve missed your moment, but don’t be disheartened. If you fancy holding Rolls-Royce shares, put the stock on your watchlist and look for an entry point in the uncertain months ahead. The Rolls-Royce share price has doubled. Here’s what I’d do now Image source: Getty Images I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Harvey Joneslast_img read more

The Tesco share price looks dirt-cheap! Here’s what I’d do now

first_imgSimply click below to discover how you can take advantage of this. Rupert Hargreaves owns no share mentioned. The Motley Fool UK has recommended Tesco. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Image source: Getty Images I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. The Tesco (LSE: TSCO) share price has put in a mixed performance over the past 12 months. Including dividends, and after adjusting for the share consolidation, it has lost 7.4% over the past 12 months, compared to a return of +0.6% for the FTSE 100 over the same period. This performance has come even though the business reported strong sales growth in 2020, thanks, in part, to the pandemic. Following the company’s mixed share price performance and impressive sales achievement over the past 12 months, the stock now looks cheap. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…As a result, I’ve been looking at the Tesco share price to see if it could be worth adding this retailer to my investment portfolio. Growth aheadLike all companies, 2020 was an unprecedented year for Tesco. With many other retailers forced to close, the supermarket giant reported a significant increase in sales for the year.Some of this benefit was offset by higher costs due to coronavirus regulations, such as the cost of installing screens and cleaning stations and stores.Nevertheless, during the first half of the company’s 2020/21 financial year, pre-tax profit increased by nearly 29%. It appears this trend continued during the second half of the year. For the 21 weeks to 9 January, sales increased around 7% on a like-for-like basis. Overall, City analysts expect the retailer to report a net profit of £947m for its current 2021 financial year. That could increase to £1.5bn in 2022. Based on these projections, shares in the company are trading at a forward multiple to earnings (P/E) of just 10.4. Of course, these are just projections. There’s no guarantee the company will meet these profit forecasts. Therefore, they shouldn’t be relied on for investment decisions. Still, they do provide some indication as to how cheap the Tesco share price is today. Historically, the stock has commanded a P/E multiple in the mid-teens. Meanwhile, the rest of the supermarket sector is dealing at a P/E of 12.4, and the broader market is selling at a forward earnings multiple of more than 15. These numbers imply the stock is undervalued. City analysts are also projecting a dividend yield of 5% next year. Once again, this is only a projection at this point. Tesco share price risks As the country’s largest retailer, Tesco has plenty of strengths and opportunities. Unfortunately, there are also plenty of threats to the company’s business model. Threats such as higher costs, which had an impact on its bottom line last year. An increase in the minimum wage may also have a bearing on the business. Then there are potential tax increases to consider. This would reduce net income and the amount of cash available to be returned to investors. All of these are factors that could increase costs and put the dividend at risk. These challenges may put some investors off buying the Tesco share price. However, I’m comfortable with the level of risk involved in investing here. As such, I’d buy the stock for my portfolio today.I think Tesco’s defensive nature, combined with a company’s growth potential, is incredibly attractive, although I intend to keep a close eye on the risks the business faces going forward.  Don’t miss our special stock presentation.It contains details of a UK-listed company our Motley Fool UK analysts are extremely enthusiastic about.They think it’s offering an incredible opportunity to grow your wealth over the long term – at its current price – regardless of what happens in the wider market.That’s why they’re referring to it as the FTSE’s ‘double agent’.Because they believe it’s working both with the market… And against it.To find out why we think you should add it to your portfolio today… Click here to get access to our presentation, and learn how to get the name of this ‘double agent’! There’s a ‘double agent’ hiding in the FTSE… we recommend you buy it!center_img Our 6 ‘Best Buys Now’ Shares Enter Your Email Address The Tesco share price looks dirt-cheap! Here’s what I’d do now Rupert Hargreaves | Sunday, 7th March, 2021 | More on: TSCO Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. See all posts by Rupert Hargreaveslast_img read more

Is this penny stock a buy for me after its 14% jump today?

first_img AIM-listed Sareum Holdings (LSE: SAR) is a big gainer in today’s trading, with a 14% increase. At 4.3p, it is now near all-time highs. As impressive as the rise is, this is not a one-off increase for the pharmaceuticals penny stock. It has jumped a whole 760% in the past year!This indicates that investors have been bullish on the stock for a while now. A look at its share price chart reveals initial indications of interest in late March last year. This was soon after it talked of exploring potential Covid-19 treatments. With some hiccups along the way, interest in the stock has risen significantly since. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Why are investors bullish about Sareum Holdings?Today’s increase should be seen in this ongoing context, in my view. Three recent updates have got investors all fired up. First, it disclosed a fund raise of £900,000 from a high net worth individual. Among other things, this will be channeled towards further exploration of Covid-19 treatments. It also received a government grant for the same in December last year for six months. Then, Sareum revealed encouraging initial results from the use of its drugs. Finally, it also said that if the studies prove successful, it will apply for government funding for “potentially ground-breaking Covid-19 treatments”.The company, which otherwise focuses on treatments for cancer and autoimmune diseases, could be on the verge of a breakthrough if its treatment is found to be successful in curing Covid-19. But that remains to be seen. So far, the Cambridge-based company is not revenue-making. Also, I do not know if and when the firm’s potential will translate into real profits. Managing the risksIt follows that, despite all its potential, Sareum is a risky investment. In such cases, I set aside no more than 1% of my portfolio. So, even if the share price falls to nothing, it would not be a panic-inducing loss to me.In fact, if I am really interested in buying Covid-19-related shares, I would consider buying shares of big pharmaceutical companies.Alternative investments in FTSE 100 stocksOne is the FTSE 100 giant AstraZeneca, whose vaccine developed in collaboration with the University of Oxford needs no introduction. The other is fellow FTSE 100 company Hikma Pharmaceuticals, which produces the Covid-19 treatment drug Remedesivir for US-based Gilead Sciences. Neither stock promises the meteoric growth my capital could see if I bought Sareum Holdings, but they do not hold the same risks either. They are large, stable companies that are profitable and have growing revenues. Their share prices have also come down from last year’s highs, as investors started buying up coronavirus impacted stocks last November. So I reckon it is only a matter of time before they go back up to those highs. In sumI think both are good long-term buys. Sareum could prove to be one too, but right now the penny stock looks too much like a speculative investment to me.  I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. See all posts by Manika Premsingh Simply click below to discover how you can take advantage of this. Our 6 ‘Best Buys Now’ Shares Image source: Getty Images Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. One FTSE “Snowball Stock” With Runaway Revenuescenter_img Looking for new share ideas?Grab this FREE report now.Inside, you discover one FTSE company with a runaway snowball of profits.From 2015-2019…Revenues increased 38.6%.Its net income went up 19.7 times!Since 2012, revenues from regular users have almost DOUBLEDThe opportunity here really is astounding.In fact, one of its own board members recently snapped up 25,000 shares using their own money… So why sit on the side lines a minute longer?You could have the full details on this company right now. Manika Premsingh owns shares of AstraZeneca. The Motley Fool UK has recommended Hikma Pharmaceuticals. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Grab your free report – while it’s online. Is this penny stock a buy for me after its 14% jump today? Manika Premsingh | Wednesday, 9th June, 2021 | More on: SAR Enter Your Email Addresslast_img read more

Housing Development Maierhof / feld72

first_imgShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/924454/housing-development-maierhof-feld72 Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/924454/housing-development-maierhof-feld72 Clipboard Housing Development Maierhof / feld72 Year:  CopyUrban Planning, Housing•Bludenz, Austria Projects Urban Planning Save this picture!© Hertha Hurnaus+ 12Curated by Paula Pintos Share “COPY” CopyAbout this officefeld72OfficeFollowProductWood#TagsProjectsBuilt ProjectsSelected ProjectsUrbanismUrban PlanningResidential ArchitectureHousingBludenzAustriaPublished on September 09, 2019Cite: “Housing Development Maierhof / feld72” 09 Sep 2019. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialMetal PanelsDri-DesignMetal Panels – CopperIn architectureSikaBuilding Envelope SystemsExterior DeckingLunawoodThermowood DeckingMembranesEffisusFaçade Protection – Breather+Metal PanelsPure + FreeFormCustom Metal Cladding – Legacy Fund 1 BuildingWood Boards / HPL PanelsInvestwoodWood Fiber Partition Walls – ValchromatDoorsLinvisibileLinvisibile FILO 10 Vertical Pivot Door | BrezzaSkylightsFAKROEnergy-efficient roof window FTT ThermoToilets / BidetsBritexToilets – Accessible Centurion PanMore products »Save想阅读文章的中文版本吗?Maierhof 公寓,散落‘方盒’营造村庄氛围 / feld72是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Architects: feld72 Area Area of this architecture project Photographs Austria 2019 Housing Development Maierhof / feld72Save this projectSaveHousing Development Maierhof / feld72 Photographs:  Hertha HurnausClient:WohnbauselbsthilfeLandscape Architecture:GRUBER + HAUMERCollaborators:Zsuzsanna Balla, Elisabetta Carboni, Marino Fei, Ana Patricia Gomes, Raphael Gregorits, Insa Luise Höhne, Adrian Judt, Hanna Kovar, David Kovařík, Nora Sahr, Alexander Seitlinger, Rebecca Sparr, Arjan van ToorenburgCity:BludenzCountry:AustriaMore SpecsLess SpecsSave this picture!© Hertha HurnausRecommended ProductsWoodParklex International S.L.Wood cladding – FacadeMetallicsStudcoWall Stop Ends – EzyCapWoodAccoyaAccoya® Cladding, Siding & FacadesWoodHESS TIMBERTimber – GLT HybridText description provided by the architects. In the Austrian alpine town of Bludenz in Vorarlberg, feld72 have completed the housing development Maierhof. The estate is situated within a community characterized by agriculture, old stables, single-family homes, and multi-story residential buildings. Dividing the volume into several small units is a concept, which has already proven to be successful in feld72’s South Tyrolean residential projects in Kaltern and Eppan and was repeated in Bludenz. The result is an ensemble of eight three-story buildings, with dimensions based on the original listed building – the “Zürcherhaus”. The houses, simply designed as compact cubes, appear identical at first glance. Nevertheless, no building is like the other. Each of the eight structures is differently aligned and sized to enable versatile visual relationships and to strengthen the village-like character. All houses have green roofs and solar thermal collectors.Save this picture!© Hertha HurnausSave this picture!Ground Floor PlanSave this picture!© Hertha HurnausA series of open spaces with different spatial qualities form a significant part of the estate. Most of the area is car-free, the access to the underground car park runs along the northern part of the plot. The main access for pedestrians happens via the square in the southwest corner of the Maierhof at the interface to the neighborhood. For the design of the square, typical local elements like the fountain or the garden wall were taken up and reinterpreted. The square leads to the central green courtyard, around which six of the eight buildings are grouped. This communal space offers room for play, meetings, access and bicycle parking. The courtyard has been designed as a public space for the whole neighborhood and is managed by the city together with the housing cooperative. All open spaces were designed by the landscape architecture studio GRUBER + HAUMER.Save this picture!© Hertha HurnausThe eight buildings with a total living area of approximately 4,500 m² offer a diverse range of subsidized properties for rent and sale. The 67 apartments range in size from 37 m² for 1-room to 91 m² for 4-room apartments. All units include a private outdoor space (loggia). The variety of homes is to ensure social diversity within the Maierhof. In addition to the generously designed open spaces, a common room is to further promote social cohesion within the ensemble and beyond. Located on the ground floor at the entrance to the estate, it views the square on one side and the courtyard on the other side. The common room is managed by the city.Save this picture!© Hertha HurnausSave this picture!AxonometrySave this picture!© Hertha HurnausThe Maierhof is a wood-based hybrid construction with a façade of prefabricated wood elements (box beams). This design not only speeds up the construction process but also increases the quality of execution. Vertical slats of native silver fir – untreated and unpolished – are arranged with different widths, giving the outside a playful character. A circumferential metal band structures the façade upwards and marks the transition between the ground floor and the two upper floors. The freely arranged façade openings, square in shape, as well as the wooden window surrounds,  were designed with the style of the original listed “Zürcherhaus” in mind. Overtime, the wooden façade with its increasing silver-grey patina, will more and more blend in with the surrounding agricultural buildings.Save this picture!© Hertha HurnausProject gallerySee allShow lessCould Tall Wood Construction Be the Future of High-Rise Buildings?ArticlesReforma apartamento no Edifício Prudência / messina | rivasSelected ProjectsProject locationAddress:Bludenz, AustriaLocation to be used only as a reference. It could indicate city/country but not exact address. Share ArchDaily Area:  7420 m² Year Completion year of this architecture project “COPY”last_img read more

Bracing House / Atelier Jun

first_img S&B Projects 2015 CopyAbout this officeAtelier JunOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn FacebookYangcheon-guSouth KoreaPublished on February 19, 2020Cite: “Bracing House / Atelier Jun” 19 Feb 2020. ArchDaily. Accessed 10 Jun 2021. 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Personalize your stream and start following your favorite authors, offices and users.Go to my stream “COPY” Bracing House / Atelier JunSave this projectSaveBracing House / Atelier Jun South Korea Architects: Atelier Jun Area Area of this architecture project “COPY” Bracing House / Atelier Jun ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/933902/bracing-house-atelier-jun Clipboard Manufacturers: American Standard, thyssenkrupp, D&Y, Hansem, Inoblock Photographs:  Namgoong Sun Manufacturers Brands with products used in this architecture project Construction: Photographs Year:  Area:  646 m² Year Completion year of this architecture project Houses ArchDaily Save this picture!© Namgoong Sun+ 24Curated by Hana Abdel Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/933902/bracing-house-atelier-jun Clipboard CopyHouses•Yangcheon-gu, South Korea Architect In Charge:JunSang YouEngineering:Laim CheongHyoCity:Yangcheon-guCountry:South KoreaMore SpecsLess SpecsSave this picture!© Namgoong SunRecommended ProductsEnclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsResidential ApplicationsULMA Architectural SolutionsAir Facade Panels in Fonsanta RestaurationFiber Cements / CementsSwisspearlSwisspearl Largo Fiber Cement PanelsWoodBruagBalcony BalustradesText description provided by the architects. The bracing house is a multiplex house for earnings from leasing that can be easily seen in any general residential area in Seoul, but it was our intention to make it different looking to the typical multiplex house. A fundamental change is not easy due to the inherent limit of the profitable lease building that has to guarantee the maximum floor area ratio, the bracing house, by installing a pseudo-wall, shows us a definitely different look compared to the typical multiplex house that adapts to the diagonal line limitations of the setback regulation.Save this picture!© Namgoong SunSave this picture!Floor plansSave this picture!ElevationsSave this picture!© Namgoong SunSave this picture!© Namgoong SunThe bracing house is largely consisted of the two pseudo-walls, top and bottom. The top is planned as one trapezoid roof plane responding to two diagonal line limitations for daylight and street width on average. The outdoor terrace created due to the diagonal line limitations of the setback regulation is a private space surrounded by the framing of the pseudo-walls and this not only secures stronger territoriality but also adds to the depth of the façade through the pseudo-window.Save this picture!© Namgoong SunThe pseudo-wall on the bottom plays the role of a structural brace to alleviate the visual and structural instability of the piloti parking lot, in addition to the design element responding to the roof-line of the top. The thin vertical columns of the piloti parking lot are inevitably vulnerable to the lateral force, but the pseudo-walls as the brace utilized as a façade design element is optimized to reinforce vulnerability.Just like the façade brace of the John Hancock Center located in Chicago, United States, the structure becomes an important element of the façade design.Save this picture!© Namgoong SunAs a façade element, the inclined plane of the bottom brace completes the consistent design of a building together with the inclined plane of the roof on top. Due to the local regulations, the exterior materials were restricted to non-flammable materials such as stone, and the house was finished with Euro Form exposed concrete due to a budgetary problem and to handle the sharp corners. The simple building shape not swayed by setback regulation is even more emphasized by the single use of the exposed concrete.Save this picture!© Namgoong SunProject gallerySee allShow lessWALL.BOX Offices / NAICE architecture & designSelected ProjectsWestory Hair Salon / Yoshihiro Kato AtelierSelected Projects Sharelast_img read more

Time for charities to submit 2001 annual returns

first_img About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. Time for charities to submit 2001 annual returns AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Charity Commission is encouraging charities to submit their annual returns before the deadline to avoid being named and shamed on its Web site.The Charity Commission says that, with just a few weeks to go, they are still waiting for many charities to send them their 2001 accounts, annual returns and annual reports.By law, any charity with annual income and expenditure of more than £10,000 must submit these documents within ten months of the end of its financial year. Most charities should already have sent their 2001 accounts; those whose financial year-end was 31 December 2001 have until 31 October 2002 to meet the deadline. Advertisement  14 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis If the documents are not submitted on time, the Commission regards it as evidence of poor management and says that it may begin formal inquiry action. The Commission points out that a number of trustees have been prosecuted for persistently failing to submit their documents ontime.The Commission’s Director of Operations Simon Gillespie, said: “Submission of accounts is a vital element in maintaining public confidence – not just for individual charities but for the sector as a whole. So this week, we’re urging charities not to get behind with their paperwork. The Commission takes a robust line on non-compliance. Defaulting charities can expect to find themselves listed on our web site as not having submitted their returns on time.We know that many thousands of people visit the web site every month before deciding which charities they wish to support. They will be able to see which are in default, and that will almost certainly affect their decision.”The Commission has also reminded smaller charities – those with incomes of under £10,000 a year – to make sure that their details are up to date by submitting a Charity Commission ‘Register Check Form’ every year. Howard Lake | 16 September 2002 | Newslast_img read more

UK sees six-fold increase in social impact investment market in eight years

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis3 Largest segments of the market revealedSocial property funds, which did not exist eight years ago, now account for the largest segment of the market: at 42% of the £5.1 billion outstanding social investments at the end of 2019.Secured bank lending is the second largest segment of the market at 34% and, according to Big Society Capital, is the source of finance still most likely to be taken on by a social enterprise or charity. This has grown from £664 million in 2011 to £1.7 billion in 2019.Venture investing has also seen considerable growth, of nearly 50% year on year. This sees investors provide early stage and growth capital for innovative ventures tackling social issues, such as preventing mental ill health, childhood obesity and the ageing population. Tagged with: Finance investment Unsecured non-bank lending & lower value deals also in demandWith not all charities and social enterprises having assets against which a loan can be secured, Big Society Capital has also seen a doubling of the amounts of unsecured non-bank lending since 2011, with over 1,600 investments now outstanding, valued at £327 million, including blended finance.While the social impact investment market has continued to expand, there is still demand for lower value deals, demonstrated by the volume committed through the Growth Fund during 2019 – just under 20% of the total deal flow across the market.The Growth Fund – which is managed by Access – The Foundation for Social Investment with funding from The National Lottery Community Fund and Big Society Capital – was set up to enable charities and social enterprises to access repayable finance of up to £150,000.Seb Elsworth, Chief Executive, Access – The Foundation for Social Investment, said:“The Growth Fund continues to be a cornerstone of social investment in England, with around one in six of all deals in 2019 coming from the programme. Average size investments of just over £60k are meeting clear demand from the sector. These numbers show the vital role blended capital plays and the need for long-term subsidy to support it.”Stephen Muers, Interim CEO of Big Society Capital, added:“It is very pleasing to see the substantial growth in the market to the end of 2019 and the growing popularity of the different investment options available, encouraging a broader spectrum of investors into this market to create greater positive change for people across the UK.“The impact of Covid-19 has been both social and economic and I believe will be a key driver in shifting investors’ focus from a purely financial return to one that delivers a social impact too. I expect social impact investment to play an increasingly important role as an engine of the economic recovery.” UK sees six-fold increase in social impact investment market in eight years Melanie May | 28 October 2020 | News Social impact investing in the UK has grown six-fold over the past eight years, increasing from £830 million in 2011 to £5.1 billion in 2019, according to figures released today by Big Society Capital.Big Society Capital’s latest annual market estimate shows that most of the growth has come through alternatives to traditional bank lending, which have scaled 20-fold from £169 million in 2011 to £3,388 million last year. This diversity has enabled different types of investor to enter the market and increased the availability of finance options for social enterprises and charities.Most recently, between 2018 and 2019, there was just over a 20% increase in the value of social impact investments in the UK, to £5.1 billion. The number of transactions made in the sector increased by 18% year on year to more than 5,000 in 2019, with investment coming from a broad range of institutions, including venture capital funds, social banks, social property funds, charity bonds and specialist lenders. Advertisement  292 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis3 About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com.last_img read more

South’s labor movement challenges North Carolina right wing

first_imgPeter GilbertWW photo: Brenda RyanTalk given at WWP conference by Peter Gilbert.When poverty and competition for jobs are intensified during a capitalist economic crisis, one common result is the rise of an extreme right-wing faction in the ruling class.In the U.S., this phenomenon is seen in the far-right Tea Party faction of the Republican Party. In collaboration with certain key corporations, this faction has taken complete control of the state apparatus in North Carolina.In 2011, the far-right took control of the state Legislature — the first Republican legislature in North Carolina since Reconstruction. They attempted to pass a number of reactionary measures, including stripping teachers of dues deduction, repealing the Racial Justice Act, a racist voter ID bill, and a bill that would allow hydraulic fracking for natural gas.Popular pressure forced the former Democratic governor to veto these measures, but that was only a temporary victory. In addition, the Legislature redrew all of the voting districts along racial lines to minimize the voting power of African Americans and secure right-wing control of the state government for the future.In 2012, the far-right elected Gov. Pat McCrory, a former executive with the North Carolina-based Duke Energy, the largest U.S. utility. The same election saw the passage of Amendment One, which made same-sex marriage unconstitutional in North Carolina.With McCrory in office, the right-wing takeover was complete. All of the bills that had been vetoed were quickly passed and signed, along with closing abortion clinics, massive cuts to public education, eliminating tenure for teachers, cutting unemployment support to 170,000 North Carolina workers, rejecting federal funding for Medicaid for 500,000 people, and changes to the income tax system that will benefit the rich on the backs of poor and working people.North Carolina once had a better public education system than many Southern states, and some minimal social welfare programs and some degree of environmental protections. Many of these had been hard won through decades of struggle — so why were they so easily taken away?Before I answer that question, I want to turn to the dramatic and historic fightback this year — mostly in the form of the Moral Monday movement led by the state NAACP. The first Moral Monday in April led to 17 arrests at the General Assembly, with about 50 protesters. Over the following months, this grew to almost 1,000 arrests and tens of thousands demonstrating at the General Assembly. Thousands more have attended Moral Monday demonstrations around the state.Lesson from LeninIn thinking about Moral Mondays, I was reminded of Lenin’s “Lecture on the 1905 Revolution,” where he describes the Bloody Sunday demonstration of January 1905 led by a priest, with a minimum program of “amnesty, civil liberties, fair wages, gradual transfer of the land to the people, [and] convocation of a constituent assembly on the basis of universal and equal suffrage.” These demands and even the religious character of the leadership closely match the Moral Monday demonstrations.Lenin notes that these demands are similar to the reformist demands of “social pacifists” or opportunists who try to “divert the people from the revolutionary struggle,” but he does not criticize them in this context because they show that “the uneducated workers in pre-revolutionary Russia proved by their deeds that they were straightforward people awakened to political consciousness for the first time.”Similarly in North Carolina, the Durham branch committed all of our energy to enthusiastic support of Moral Mondays because thousands of workers are awakening to political consciousness for the first time through the Moral Monday movement and out of the depths of the oppression of the working class.Many of those who attended these demonstrations were newly radicalized workers. They demonstrated their new consciousness and revolutionary potential through their deeds, their willingness to face arrest and crucially, their willingness to follow Black leadership even though the demonstrations were mostly white.I do not mean to suggest at all that we are in an analogous period in North Carolina like pre-revolutionary Russia. Lenin, in describing 1905, goes on to talk about the large number and importance of strikes among the newly developed working class. What we most desperately need in North Carolina is a strong independent labor movement led by the most oppressed workers.To return to my earlier question, the right wing was able to sweep away decades of progressive reforms in North Carolina in a matter of months because we are still the least unionized state; the state with the worst labor laws, not just right to work, but also the Jim Crow Era ban on collective bargaining for public employees.We lack a strong labor movement. The right wing’s worst attacks have fallen on teachers and public sector workers.In Russia, the newly awakened conscious grouping was directed into mass strikes. In North Carolina, it remains to be seen what we can do with this energy. The NAACP leadership has so far kept the energy from being diverted into the Democratic Party. Much of the energy has been diverted into the court challenges to these laws.Our role is and must continue to be to build the labor movement in the South by helping to build the Southern Workers Assembly and deepening our solidarity with all of its members — UE 150, the N.C. Public Service Workers Union, the Farm Labor Organizing Committee, the United Food and Commercial Workers local at the Smithfield plant, and the teachers.Organize the South! Build a workers’ world!FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more